A More Personal Way to Shop for Insurance
A Service, Not a Product
Shopping for life or health insurance can be a frustrating experience. Most people begin their search online and they quickly find out two things:
1. There is very little information readily available about what different insurance options exist.
2. When they request information, they wind up getting bombarded with hundreds of phone calls of someone wanting to sell them "The Perfect Plan".
Unfortunately, insurance is not as simple as quoting a price and signing up for a plan. Not every plan fits everyone's needs. More than that, needs change from time to time and what was a good life or health insurance plan one year ago, might not be the best option this year. Monk Life and Health Insurance Advising specializes in helping clients navigate the plethora of insurance options in order to find the specific one that meets their needs best. We don't sell a specific brand or product of insurance. Instead, we work with our clients to explore ALL of their options in order to help them find the perfect plan for their needs.
Each of our clients is paired with their own personal advisor, who works directly with them to understand their unique life or health insurance situation and needs. Then, working with our massive network of agents and brokers, we search every option available to the client in order to help them find what option or options may fit those needs the best. Finally, their advisor helps them understand the different options and how they work and helps them enroll in whatever insurance plan they choose.
Monk Life and Health Insurance Advising provides insurance as a service, not a product. Any life or health insurance plan that doesn't meet your needs is a bad insurance plan, so we want to make sure the plan you choose will meet your needs.
The Path Beyond the Insurance Policy
Education is a big part of what we do at Monk Life and Health Insurance Advising. Insurance can be quite complex at times and we want to make sure our clients understand their insurance policies before they ever sign up for one. We believe that a complete understanding of your insurance policy will help you make more informed decisions. We work with our clients to help them understand their policies before, during, and after signing up. For health insurance, we have even created a series of videos to help people better understand how health insurance works (See those videos here: Health Insurance 101).
Your advisor is more than just the person who enrolls you in your insurance plan, never to be heard from again. When you are paired with your advisor, you gain access to them for as long as you remain their client. Whatever your insurance needs, even if it's been 10 years since you purchased your plan, your advisor is there to help you understand and navigate you insurance. Have a question about a claim? Call your advisor. Has your situation changed and you need to change or cancel your insurance policy? Call your advisor. Whatever your needs may be, we want you to know that we are here for you when you need us.
We also understand that needs and situations change. An insurance policy that worked for you 3 years ago, may no longer serve you as well. As such, we offer each of our clients an annual policy review. This policy review serves two purposes:
1. We all have problems remembering things. Insurance is no different. This is a time for you and your advisor to review your current insurance coverage and make sure you still understand everything about it.
2. Because we know needs and situations change, this is an opportunity for you and your advisor to examine those needs and make any changes to your insurance as necessary.
Don't Take Our Word, Hear it From Our Clients
