A More Personal Way to Shop for Health Insurance
A Service, Not a Product
Shopping for health insurance can be a frustrating experience. Most people begin their search online and they quickly find out two things:
1. There is very little information readily available about what different health insurance options exist.
2. When they request information, they wind up getting bombarded with hundreds of phone calls of someone wanting to sell them "The Perfect Plan".
Unfortunately, health insurance is not that simple. Not every plan fits everyone's needs. More than that, needs change from time to time and what was a good health insurance plan one year ago, might not be the best option this year. Monk Health Insurance Advising specializes in helping clients navigate the plethora of health insurance options in order to find the specific one that meets their needs best. We don't sell a specific brand or product of health insurance. Instead, we work with our clients to explore ALL of the options and are there to help you find "Your Perfect Plan".
Each of our clients is paired with their own personal advisor, who works directly with them to understand their unique health insurance situation and needs. Then, working with our massive network of agents and brokers, we search every option available to the client in order to help them find what option or options may fit those needs the best. Finally, their advisor helps them understand the different options and how they work and helps them enroll in whatever health insurance plan they choose.
Monk Health Insurance Advising provides health insurance as a service, not a product. Any health insurance plan that doesn't meet your needs is a bad health insurance plan, so we want to make sure the plan you choose will meet your needs.
The Path Beyond the Health Insurance Policy
Education is a big part of what we do at Monk Health Insurance Advising. Health insurance can be quite complex at times and we want to make sure our clients understand their insurance policies before they ever sign up for one. We believe that a complete understanding of your health insurance policy will help you make more informed decisions when it comes to your medical care (See our Health Insurance 101 series on YouTube).
Your advisor is more than just the person who enrolls you in your health insurance plan, never to be heard from again. When you are paired with your advisor, you gain access to them for as long as you remain their client. Whatever your health insurance needs, even if it's been 10 years since you purchased your plan, your advisor is there to help you understand and navigate you health insurance. Do you have a question about a claim? Call your advisor. Has your situation changed and you need to change or cancel your health insurance policy? Call your advisor. Whatever your needs may be, we want you to know that we are here for you when you need us.
We also understand that needs and situations change. A health insurance plan that worked for you 3 years ago, may no longer serve you as well. As such, we offer each of our clients an annual policy review. This policy review serves two purposes:
1. We all have problems remembering things. Health insurance is no different. This is a time for you and your advisor to review your current health insurance coverage and make sure you still understand everything about it.
2. Because we know needs and situations change, this is an opportunity for you and your advisor to examine those needs and make any changes to your health insurance as necessary.
Did you forget you had a telemedicine option? Did you have a weird claim last year that needs reviewed? Are you looking at starting a new job that offers benefits next year? Maybe you established care with a new doctor that doesn't take your old plan. Your annual policy review is a great time to reconnect with your advisor and make sure you are still in the place you need to be with your health insurance.
Don't Take Our Word, Hear it From Our Clients
